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Super Reforms:
Considerations

How do the Super Reforms impact your investment strategy?

The Super Reforms that took effect on 1 July 2017 can have significant implications on how you approach your contribution, pension, investment and tax strategy. View these quick videos for a summary of key sections of the reforms.

Super Contribution Changes

  Watch our video summary here

  • Contributions reduced to $25,000 p.a.

  • Non-concessional contributions reduced to $100,000 p.a.

  • 3-year bring-forward cap reduced to $300,000

  • High income threshold reduced to $250,000

  • Removal of 'work test' for tax deductible contributions

  • Carry-forward of unused cap introduced

Super Pension Changes

  Watch our video summary here

  • Introduction of a transfer balance cap of $1.6 million in super retirement pensions

  • Indexed in line with CPI in $100,000 increments

  • Earnings on assets backing a Transition to Retirement Pension no longer tax-free

  • Impact on Estate Planning, Reversionary Pensions and Death Benefit Pensions

If you have further questions or would like to discuss your particular situation, please do not hesitate to contact us.

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