--- title: Blog | Investor Behaviour description: Investor Behaviour | Unlock the secrets to financial success with our expert insights. Tips on financial planning, superannuation, and more. --- - 02 9091 0080 - contact@strategyfirst.com.au - - [![lzsk3cui](https://www.strategyfirst.com.au/hs-fs/hubfs/lzsk3cui.png?width=400&height=104&name=lzsk3cui.png "lzsk3cui")](https://www.strategyfirst.com.au/) - About us - [Who we are](https://www.strategyfirst.com.au/our-values-0) - [Meet the team](https://www.strategyfirst.com.au/en-au/meet-the-team) - [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) - [Client testimonials](https://www.strategyfirst.com.au/testimonials) - [Investment commitee](https://www.strategyfirst.com.au/investment-commitee) - Information - [Who we can help](https://www.strategyfirst.com.au/who-we-can-help) - [Our services](https://www.strategyfirst.com.au/how-we-can-help) - [Packages & pricing](https://www.strategyfirst.com.au/service-offerings) - [Financial planning process](https://www.strategyfirst.com.au/process) - [Our community](https://www.strategyfirst.com.au/our-community) - [Learn more](https://www.strategyfirst.com.au/information) - [FAQs](https://www.strategyfirst.com.au/faqs) - [Aged Care](https://www.strategyfirst.com.au/aged-care-strategy-first) - [Blog](https://www.strategyfirst.com.au/blog) [Contact Us](https://www.strategyfirst.com.au/contact-page) [![Strategy First](https://www.strategyfirst.com.au/hs-fs/hubfs/INDEPENDENT%20FINANCIAL%20ADVICE-3.png?width=150&height=56&name=INDEPENDENT%20FINANCIAL%20ADVICE-3.png "Strategy First")](https://www.strategyfirst.com.au/) [Contact Us](https://www.strategyfirst.com.au/contact-page) - About us - [Who we are](https://www.strategyfirst.com.au/our-values-0) - [Meet the team](https://www.strategyfirst.com.au/en-au/meet-the-team) - [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) - [Client testimonials](https://www.strategyfirst.com.au/testimonials) - [Investment commitee](https://www.strategyfirst.com.au/investment-commitee) - Information - [Who we can help](https://www.strategyfirst.com.au/who-we-can-help) - [Our services](https://www.strategyfirst.com.au/how-we-can-help) - [Packages & pricing](https://www.strategyfirst.com.au/service-offerings) - [Financial planning process](https://www.strategyfirst.com.au/process) - [Our community](https://www.strategyfirst.com.au/our-community) - [Learn more](https://www.strategyfirst.com.au/information) - [FAQs](https://www.strategyfirst.com.au/faqs) - [Aged Care](https://www.strategyfirst.com.au/aged-care-strategy-first) - [Blog](https://www.strategyfirst.com.au/blog) [Contact Us](https://www.strategyfirst.com.au/contact-page) # *Our Blog* # Learn about Finance ## Financial planning doesn't have to be intimidating. Welcome to our dedicated space, where we unravel the intricacies of financial planning, empowering you with the knowledge and tools needed to secure your financial future. In an era marked by rapid advancements, our blog aims to demystify finance, making it accessible to everyone. Join us as we explore: practical tips, real-life stories, and insights that illuminate the path to financial success. From the basics of budgeting to navigating investment portfolios, we're here to guide you through the maze of financial decisions. Let's navigate the realm of financial planning together, turning challenges into opportunities and securing a brighter, more financially resilient future. Topic # Investor Behaviour investor-behaviour - [All Post](https://www.strategyfirst.com.au/blog) - [Economic Updates](https://www.strategyfirst.com.au/blog/tag/economic-updates) - [Basics](https://www.strategyfirst.com.au/blog/tag/basics) - [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour) - [Investing](https://www.strategyfirst.com.au/blog/tag/investing) - [Quarterly Updates](https://www.strategyfirst.com.au/blog/tag/quarterly-updates) - [Awareness](https://www.strategyfirst.com.au/blog/tag/awareness) - [Estate Planning](https://www.strategyfirst.com.au/blog/tag/estate-planning) - [Investing for life events](https://www.strategyfirst.com.au/blog/tag/investing-for-life-events) - [Olivers Insights](https://www.strategyfirst.com.au/blog/tag/olivers-insights) - [Retirement](https://www.strategyfirst.com.au/blog/tag/retirement) - [Tax](https://www.strategyfirst.com.au/blog/tag/tax) - [Budgeting](https://www.strategyfirst.com.au/blog/tag/budgeting) Search [![Private Credit: The Good, the Bad, and the Ugly](https://www.strategyfirst.com.au/hs-fs/hubfs/pexels-despoinaapostolidou-14058112.jpg?width=400&upsize=true&name=pexels-despoinaapostolidou-14058112.jpg)](https://www.strategyfirst.com.au/blog/private-credit-the-good-the-bad-and-the-ugly) [Economic Updates](https://www.strategyfirst.com.au/blog/tag/economic-updates), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Private Credit: The Good, the Bad, and the Ugly](https://www.strategyfirst.com.au/blog/private-credit-the-good-the-bad-and-the-ugly) ![Dr Steve Garth](https://www.strategyfirst.com.au/hubfs/Steve%20Garth.jpeg) [Dr Steve Garth](https://www.strategyfirst.com.au/blog/author/dr-steve-garth) 5 October 2026 Private credit is in the headlines. A number of funds have limited redemptions, and ASIC has flagged weaknesses in the local market. The result is... 8 minutes read [Read More](https://www.strategyfirst.com.au/blog/private-credit-the-good-the-bad-and-the-ugly) [![How Do I Know When to Sell?](https://www.strategyfirst.com.au/hs-fs/hubfs/How%20Do%20I%20Know%20When%20to%20Sell.png?width=400&upsize=true&name=How%20Do%20I%20Know%20When%20to%20Sell.png)](https://www.strategyfirst.com.au/blog/how-do-i-know-when-to-sell) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour) ##### [How Do I Know When to Sell?](https://www.strategyfirst.com.au/blog/how-do-i-know-when-to-sell) ![Erin Coyle](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20EC.jpg) [Erin Coyle](https://www.strategyfirst.com.au/blog/author/erin-coyle) 3 August 2026 As advisers, one of the most common questions we discuss with our clients is not *"should I buy?"* — it’s *"should I sell?"* Selling assets can feel... 8 minutes read [Read More](https://www.strategyfirst.com.au/blog/how-do-i-know-when-to-sell) [![The Unluckiest Investor: Even the worst market timing beats staying in cash](https://www.strategyfirst.com.au/hs-fs/hubfs/pexels-weekendplayer-186461.jpg?width=400&upsize=true&name=pexels-weekendplayer-186461.jpg)](https://www.strategyfirst.com.au/blog/the-unluckiest-investor-even-the-worst-market-timing-beats-staying-in-cash) [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [The Unluckiest Investor: Even the worst market timing beats staying in cash](https://www.strategyfirst.com.au/blog/the-unluckiest-investor-even-the-worst-market-timing-beats-staying-in-cash) ![Vanguard Investments](https://www.strategyfirst.com.au/hubfs/Vanguard.jpg) [Vanguard Investments](https://www.strategyfirst.com.au/blog/author/vanguard-investments) 1 July 2026 This article written by [Vanguard](https://www.vanguard.com.au/adviser/learn/insights/portfolio-construction/unluckiest-investor-worst-market-timing-beats-cash?cmpgn=ET0626AUCRNMEJuneENEMEKT) explores a common investing question: whether it is better to wait for the “right” time to invest or to begin... 6 minutes read [Read More](https://www.strategyfirst.com.au/blog/the-unluckiest-investor-even-the-worst-market-timing-beats-staying-in-cash) [![Hedged vs Unhedged International Funds: What’s the Difference?](https://www.strategyfirst.com.au/hs-fs/hubfs/Hedged%20vs%20Unhedged%20Funds.png?width=400&upsize=true&name=Hedged%20vs%20Unhedged%20Funds.png)](https://www.strategyfirst.com.au/blog/hedged-vs-unhedged-international-funds-whats-the-difference) [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour) ##### [Hedged vs Unhedged International Funds: What’s the Difference?](https://www.strategyfirst.com.au/blog/hedged-vs-unhedged-international-funds-whats-the-difference) ![Don Foster](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DF.jpg) [Don Foster](https://www.strategyfirst.com.au/blog/author/don-foster) 18 June 2026 When Australian investors look beyond our domestic share and bond markets and invest internationally, they gain access to a broader range of... 10 minutes read [Read More](https://www.strategyfirst.com.au/blog/hedged-vs-unhedged-international-funds-whats-the-difference) [![Should I borrow money to invest?](https://www.strategyfirst.com.au/hs-fs/hubfs/Should%20I%20borrow%20money%20to%20invest%20(3).png?width=400&upsize=true&name=Should%20I%20borrow%20money%20to%20invest%20(3).png)](https://www.strategyfirst.com.au/blog/should-i-borrow-money-to-invest) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour), [Awareness](https://www.strategyfirst.com.au/blog/tag/awareness), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Should I borrow money to invest?](https://www.strategyfirst.com.au/blog/should-i-borrow-money-to-invest) ![Rhys Phillips](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20RP.jpg) [Rhys Phillips](https://www.strategyfirst.com.au/blog/author/rhys-phillips) 18 May 2026 This is a common question, and the answer isn’t straightforward. The most accurate response is one we often borrow from economists: “it depends”.  8 minutes read [Read More](https://www.strategyfirst.com.au/blog/should-i-borrow-money-to-invest) [![Investing for beginners: key things to consider before you invest](https://www.strategyfirst.com.au/hs-fs/hubfs/Investing%20for%20beginners%20key%20things%20to%20consider%20before%20you%20invest.png?width=400&upsize=true&name=Investing%20for%20beginners%20key%20things%20to%20consider%20before%20you%20invest.png)](https://www.strategyfirst.com.au/blog/investing-for-beginners-key-things-to-consider-before-you-invest) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour) ##### [Investing for beginners: key things to consider before you invest](https://www.strategyfirst.com.au/blog/investing-for-beginners-key-things-to-consider-before-you-invest) ![Erin Coyle](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20EC.jpg) [Erin Coyle](https://www.strategyfirst.com.au/blog/author/erin-coyle) 10 April 2026 Investing is often described as a way to *make your money work harder*. And while that can absolutely be true, investing isn’t a one-size-fits-all... 11 minutes read [Read More](https://www.strategyfirst.com.au/blog/investing-for-beginners-key-things-to-consider-before-you-invest) [![Choosing Investment Options: How to Split Your Investments for Success](https://www.strategyfirst.com.au/hs-fs/hubfs/Choosing%20investments.png?width=400&upsize=true&name=Choosing%20investments.png)](https://www.strategyfirst.com.au/blog/choosing-investments) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour), [Awareness](https://www.strategyfirst.com.au/blog/tag/awareness), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Choosing Investment Options: How to Split Your Investments for Success](https://www.strategyfirst.com.au/blog/choosing-investments) ![David Price](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DP.jpg) [David Price](https://www.strategyfirst.com.au/blog/author/david-price) 18 March 2026 Ever wondered how to invest your money without losing sleep at night? You’re not alone. While investing seems complicated, it does not have to be.... 8 minutes read [Read More](https://www.strategyfirst.com.au/blog/choosing-investments) [![Minimising Investment Risk: Simple Strategies for Everyday Investors](https://www.strategyfirst.com.au/hs-fs/hubfs/Copy%20of%20How%20to%20Minimize%20Risk%20when%20Investing%20(7).png?width=400&upsize=true&name=Copy%20of%20How%20to%20Minimize%20Risk%20when%20Investing%20(7).png)](https://www.strategyfirst.com.au/blog/minimising-investment-risk) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Minimising Investment Risk: Simple Strategies for Everyday Investors](https://www.strategyfirst.com.au/blog/minimising-investment-risk) ![Jack Dacey](https://www.strategyfirst.com.au/hubfs/jd%20horizontal-1.jpg) [Jack Dacey](https://www.strategyfirst.com.au/blog/author/jack-dacey) 19 February 2026 When you start thinking about investing, a term that you will quickly come across is ‘Risk’. The idea of risk can make 'would-be' investors nervous,... 9 minutes read [Read More](https://www.strategyfirst.com.au/blog/minimising-investment-risk) [![Common mistakes people make when investing (and how to avoid them)](https://www.strategyfirst.com.au/hs-fs/hubfs/Common%20mistakes%20people%20make%20when%20investing%20(and%20how%20to%20avoid%20them)%20(3).png?width=400&upsize=true&name=Common%20mistakes%20people%20make%20when%20investing%20(and%20how%20to%20avoid%20them)%20(3).png)](https://www.strategyfirst.com.au/blog/common-mistakes-people-make-when-investing-and-how-to-avoid-them) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Common mistakes people make when investing (and how to avoid them)](https://www.strategyfirst.com.au/blog/common-mistakes-people-make-when-investing-and-how-to-avoid-them) ![Rhys Phillips](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20RP.jpg) [Rhys Phillips](https://www.strategyfirst.com.au/blog/author/rhys-phillips) 13 January 2026 Embarking on your investment journey can be exciting, but before committing your savings, it’s smart to seek advice. Whether you turn to the... 6 minutes read [Read More](https://www.strategyfirst.com.au/blog/common-mistakes-people-make-when-investing-and-how-to-avoid-them) [![Darkening Skies: Should investors be worried by a slowing US economy?](https://www.strategyfirst.com.au/hs-fs/hubfs/pexels-lachlan-ross-6510369-1.jpg?width=400&upsize=true&name=pexels-lachlan-ross-6510369-1.jpg)](https://www.strategyfirst.com.au/blog/darkening-skies-should-investors-be-worried-by-a-slowing-us-economy) [Economic Updates](https://www.strategyfirst.com.au/blog/tag/economic-updates), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Darkening Skies: Should investors be worried by a slowing US economy?](https://www.strategyfirst.com.au/blog/darkening-skies-should-investors-be-worried-by-a-slowing-us-economy) ![Dr Steve Garth](https://www.strategyfirst.com.au/hubfs/Steve%20Garth.jpeg) [Dr Steve Garth](https://www.strategyfirst.com.au/blog/author/dr-steve-garth) 15 December 2025 Equity markets have had a choppy November, with both US and Australian shares off sharply from their October highs. Risks remain elevated,... 5 minutes read [Read More](https://www.strategyfirst.com.au/blog/darkening-skies-should-investors-be-worried-by-a-slowing-us-economy) [1](https://www.strategyfirst.com.au/blog) [2](https://www.strategyfirst.com.au/blog/tag/investor-behaviour/page/2) [3](https://www.strategyfirst.com.au/blog/tag/investor-behaviour/page/3) *This information is general advice only and does not take into account your objectives, financial situation and needs.  Before making a financial decision based on this advice, you must consider whether it is appropriate in light of your needs, objectives and financial circumstances, and where relevant, obtain personal financial, taxation or legal advice. Where a financial product has been mentioned, you should obtain and read a copy of the Product Disclosure Statement prior to making any decisions.* [![Copy of Copy of INDEPENDENT FINANCIAL ADVICE](https://www.strategyfirst.com.au/hs-fs/hubfs/Copy%20of%20Copy%20of%20INDEPENDENT%20FINANCIAL%20ADVICE.png?width=302&height=93&name=Copy%20of%20Copy%20of%20INDEPENDENT%20FINANCIAL%20ADVICE.png "Copy of Copy of INDEPENDENT FINANCIAL ADVICE")](https://www.strategyfirst.com.au/) *Strategy First is an independent, fee-for-service financial planning firm specialising in long-term wealth and retirement strategy for Australians.* *Copyright © 2021 Strategy First Financial Planning Pty Ltd.  All rights reserved.*  Contact us:  02 9091 0080​ Office Address: Ground Floor, Front Suite 55, 117 Old Pittwater Rd, Brookvale  |  PO Box 7418, Warringah Mall NSW 2100 Australia [Financial Services Guide (Version 37 – 30 April 2026)](https://www.strategyfirst.com.au/financial-services-guide)|  [Privacy Policy](https://www.strategyfirst.com.au/hubfs/20260911%20Client%20Privacy%20Policy.pdf) |  [Public Complaint Policy](https://www.strategyfirst.com.au/hubfs/20211001%20Complaints%20Policy.pdf) | AFS Licence No. 290771  |  ABN 69 114 540 528  |  **[Disclaimer](https://www.strategyfirst.com.au/hubfs/20230921%20Website%20Disclaimer.pdf)** [Homepage - Strategy First Financial Planning](https://www.strategyfirst.com.au) [Who we are](https://www.strategyfirst.com.au/our-values-0) [Meet the Team - Our Independent Financial Advisers](https://www.strategyfirst.com.au/en-au/meet-the-team)  [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) [Testimonials - What our clients have to say](https://www.strategyfirst.com.au/testimonials)  [Investment Commitee](https://www.strategyfirst.com.au/investment-commitee) **[Our Clients - Who We Can Help](https://www.strategyfirst.com.au/who-we-can-help)**  [Our Services - How We Can Help](https://www.strategyfirst.com.au/how-we-can-help)  [Packages and Pricing](https://www.strategyfirst.com.au/service-offerings) [Processes - What to Expect](https://www.strategyfirst.com.au/process)  **[Information and Documents](https://www.strategyfirst.com.au/learn-more)  [Our Community](https://www.strategyfirst.com.au/our-community)  [Blog](https://www.strategyfirst.com.au/blog)** [Independent Financial Advice Sydney - Contact Us](https://www.strategyfirst.com.au/contact) All Rights Reserved. © 2023-2024 [| FThemes](https://fthemes.net/)