--- title: Blog (8) description: Unlock the secrets to financial success with our expert insights. Tips on financial planning, superannuation, and more. (8) --- - 02 9091 0080 - contact@strategyfirst.com.au - - [![lzsk3cui](https://www.strategyfirst.com.au/hs-fs/hubfs/lzsk3cui.png?width=400&height=104&name=lzsk3cui.png "lzsk3cui")](https://www.strategyfirst.com.au/) - About us - [Who we are](https://www.strategyfirst.com.au/our-values-0) - [Meet the team](https://www.strategyfirst.com.au/en-au/meet-the-team) - [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) - [Client testimonials](https://www.strategyfirst.com.au/testimonials) - [Investment commitee](https://www.strategyfirst.com.au/investment-commitee) - Information - [Who we can help](https://www.strategyfirst.com.au/who-we-can-help) - [Our services](https://www.strategyfirst.com.au/how-we-can-help) - [Packages & pricing](https://www.strategyfirst.com.au/service-offerings) - [Financial planning process](https://www.strategyfirst.com.au/process) - [Our community](https://www.strategyfirst.com.au/our-community) - [Learn more](https://www.strategyfirst.com.au/information) - [FAQs](https://www.strategyfirst.com.au/faqs) - [Aged Care](https://www.strategyfirst.com.au/aged-care-strategy-first) - [Blog](https://www.strategyfirst.com.au/blog) [Contact Us](https://www.strategyfirst.com.au/contact-page) [![Strategy First](https://www.strategyfirst.com.au/hs-fs/hubfs/INDEPENDENT%20FINANCIAL%20ADVICE-3.png?width=150&height=56&name=INDEPENDENT%20FINANCIAL%20ADVICE-3.png "Strategy First")](https://www.strategyfirst.com.au/) [Contact Us](https://www.strategyfirst.com.au/contact-page) - About us - [Who we are](https://www.strategyfirst.com.au/our-values-0) - [Meet the team](https://www.strategyfirst.com.au/en-au/meet-the-team) - [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) - [Client testimonials](https://www.strategyfirst.com.au/testimonials) - [Investment commitee](https://www.strategyfirst.com.au/investment-commitee) - Information - [Who we can help](https://www.strategyfirst.com.au/who-we-can-help) - [Our services](https://www.strategyfirst.com.au/how-we-can-help) - [Packages & pricing](https://www.strategyfirst.com.au/service-offerings) - [Financial planning process](https://www.strategyfirst.com.au/process) - [Our community](https://www.strategyfirst.com.au/our-community) - [Learn more](https://www.strategyfirst.com.au/information) - [FAQs](https://www.strategyfirst.com.au/faqs) - [Aged Care](https://www.strategyfirst.com.au/aged-care-strategy-first) - [Blog](https://www.strategyfirst.com.au/blog) [Contact Us](https://www.strategyfirst.com.au/contact-page) # *Our Blog* # Learn about Finance ## Financial planning doesn't have to be intimidating. Welcome to our dedicated space, where we unravel the intricacies of financial planning, empowering you with the knowledge and tools needed to secure your financial future. In an era marked by rapid advancements, our blog aims to demystify finance, making it accessible to everyone. Join us as we explore: practical tips, real-life stories, and insights that illuminate the path to financial success. From the basics of budgeting to navigating investment portfolios, we're here to guide you through the maze of financial decisions. Let's navigate the realm of financial planning together, turning challenges into opportunities and securing a brighter, more financially resilient future. All Post - [All Post](https://www.strategyfirst.com.au/blog) - [Economic Updates](https://www.strategyfirst.com.au/blog/tag/economic-updates) - [Basics](https://www.strategyfirst.com.au/blog/tag/basics) - [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour) - [Investing](https://www.strategyfirst.com.au/blog/tag/investing) - [Quarterly Updates](https://www.strategyfirst.com.au/blog/tag/quarterly-updates) - [Awareness](https://www.strategyfirst.com.au/blog/tag/awareness) - [Estate Planning](https://www.strategyfirst.com.au/blog/tag/estate-planning) - [Investing for life events](https://www.strategyfirst.com.au/blog/tag/investing-for-life-events) - [Olivers Insights](https://www.strategyfirst.com.au/blog/tag/olivers-insights) - [Retirement](https://www.strategyfirst.com.au/blog/tag/retirement) - [Tax](https://www.strategyfirst.com.au/blog/tag/tax) - [Budgeting](https://www.strategyfirst.com.au/blog/tag/budgeting) Search [![Do I need a Financial Planner: Investing on your own](https://www.strategyfirst.com.au/hs-fs/hubfs/Do%20I%20need%20a%20Financial%20Planner%20Investing%20on%20your%20own%20(3).png?width=400&upsize=true&name=Do%20I%20need%20a%20Financial%20Planner%20Investing%20on%20your%20own%20(3).png)](https://www.strategyfirst.com.au/blog/investing-with-a-financial-planner-vs.-investing-on-your-own) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Do I need a Financial Planner: Investing on your own](https://www.strategyfirst.com.au/blog/investing-with-a-financial-planner-vs.-investing-on-your-own) ![Erin Coyle](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20EC.jpg) [Erin Coyle](https://www.strategyfirst.com.au/blog/author/erin-coyle) 22 August 2024 Managing your wealth is a milestone worth celebrating, whatever stage of life or career you’re in. As your finances and goals grow in complexity, you... 6 minutes read [Read More](https://www.strategyfirst.com.au/blog/investing-with-a-financial-planner-vs.-investing-on-your-own) [![Mastering Budgeting and Saving: Essential Tips for 2024](https://www.strategyfirst.com.au/hs-fs/hubfs/Mastering%20Budgeting%20and%20Saving%20Essential%20Tips%20for%202024-1.jpg?width=400&upsize=true&name=Mastering%20Budgeting%20and%20Saving%20Essential%20Tips%20for%202024-1.jpg)](https://www.strategyfirst.com.au/blog/mastering-budgeting-and-saving-essential-tips-for-2024) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour) ##### [Mastering Budgeting and Saving: Essential Tips for 2024](https://www.strategyfirst.com.au/blog/mastering-budgeting-and-saving-essential-tips-for-2024) ![Rhys Phillips](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20RP.jpg) [Rhys Phillips](https://www.strategyfirst.com.au/blog/author/rhys-phillips) 14 August 2024 In the fast-paced world of 2024, mastering budgeting and saving is more crucial than ever, especially when planning for your financial future. ... 3 minutes read [Read More](https://www.strategyfirst.com.au/blog/mastering-budgeting-and-saving-essential-tips-for-2024) [![Australian shares at new record highs - is it sustainable?](https://www.strategyfirst.com.au/hs-fs/hubfs/Australian%20shares%20at%20new%20record%20highs%20-%20is%20it%20sustainable-1.jpg?width=400&upsize=true&name=Australian%20shares%20at%20new%20record%20highs%20-%20is%20it%20sustainable-1.jpg)](https://www.strategyfirst.com.au/blog/australian-shares-at-new-record-highs) [Economic Updates](https://www.strategyfirst.com.au/blog/tag/economic-updates), [Olivers Insights](https://www.strategyfirst.com.au/blog/tag/olivers-insights) ##### [Australian shares at new record highs - is it sustainable?](https://www.strategyfirst.com.au/blog/australian-shares-at-new-record-highs) ![Dr Shane Oliver](https://www.strategyfirst.com.au/hubfs/Shane%20Oliver.jpg) [Dr Shane Oliver](https://www.strategyfirst.com.au/blog/author/shane-oliver) 8 August 2024 Discover Dr. Shane Oliver's insights on the sustainability of Australian shares at new record highs, potential risks, and the revised ASX 200... 7 minutes read [Read More](https://www.strategyfirst.com.au/blog/australian-shares-at-new-record-highs) [![Financial Planner vs Investment Adviser](https://www.strategyfirst.com.au/hs-fs/hubfs/Copy%20of%20SFFP%20Logo%20%26%20High%20Five.png?width=400&upsize=true&name=Copy%20of%20SFFP%20Logo%20&%20High%20Five.png)](https://www.strategyfirst.com.au/blog/is-there-a-difference-between-a-financial-planner-and-an-investment-adviser) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Financial Planner vs Investment Adviser](https://www.strategyfirst.com.au/blog/is-there-a-difference-between-a-financial-planner-and-an-investment-adviser) ![David Price](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DP.jpg) [David Price](https://www.strategyfirst.com.au/blog/author/david-price) 11 July 2024 Making confident decisions about your financial future can feel both exciting and overwhelming. With so many industry titles—Financial Adviser,... 9 minutes read [Read More](https://www.strategyfirst.com.au/blog/is-there-a-difference-between-a-financial-planner-and-an-investment-adviser) [![The Australian Dollar](https://www.strategyfirst.com.au/hs-fs/hubfs/Australian%20Dollar.jpg?width=400&upsize=true&name=Australian%20Dollar.jpg)](https://www.strategyfirst.com.au/blog/the-australian-dollar) [Economic Updates](https://www.strategyfirst.com.au/blog/tag/economic-updates), [Olivers Insights](https://www.strategyfirst.com.au/blog/tag/olivers-insights) ##### [The Australian Dollar](https://www.strategyfirst.com.au/blog/the-australian-dollar) ![Dr Shane Oliver](https://www.strategyfirst.com.au/hubfs/Shane%20Oliver.jpg) [Dr Shane Oliver](https://www.strategyfirst.com.au/blog/author/shane-oliver) 11 July 2024 ## Oliver's insights - The five reasons why the Australian Dollar ($A) is likely to rise further – if recession is avoided.  Key points > - After a soft... 7 minutes read [Read More](https://www.strategyfirst.com.au/blog/the-australian-dollar) [![Estate Advice](https://www.strategyfirst.com.au/hs-fs/hubfs/Estate%20Advice-1.jpg?width=400&upsize=true&name=Estate%20Advice-1.jpg)](https://www.strategyfirst.com.au/blog/estate-advice) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour), [Estate Planning](https://www.strategyfirst.com.au/blog/tag/estate-planning) ##### [Estate Advice](https://www.strategyfirst.com.au/blog/estate-advice) ![Rhys Phillips](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20RP.jpg) [Rhys Phillips](https://www.strategyfirst.com.au/blog/author/rhys-phillips) 18 June 2024 The article stresses the importance of having a legally valid will to prevent disputes over asset division. It emphasizes the need for open family... 2 minutes read [Read More](https://www.strategyfirst.com.au/blog/estate-advice) [![The potential estate complexities of dying without a will.](https://www.strategyfirst.com.au/hs-fs/hubfs/Will%203-1.jpg?width=400&upsize=true&name=Will%203-1.jpg)](https://www.strategyfirst.com.au/blog/the-potential-estate-complexities-of-dying-without-a-will) [Estate Planning](https://www.strategyfirst.com.au/blog/tag/estate-planning), [Investing for life events](https://www.strategyfirst.com.au/blog/tag/investing-for-life-events) ##### [The potential estate complexities of dying without a will.](https://www.strategyfirst.com.au/blog/the-potential-estate-complexities-of-dying-without-a-will) ![Tony Kaye - Senior Personal Finance Writer](https://www.strategyfirst.com.au/hubfs/Tony%20Kaye.jpg) [Tony Kaye - Senior Personal Finance Writer](https://www.strategyfirst.com.au/blog/author/tony-kaye-senior-personal-finance-writer) 18 June 2024 Having a legally valid will can go a long way to avoiding disputes over the division of your assets.  What did the artist Picasso, musicians Bob... 4 minutes read [Read More](https://www.strategyfirst.com.au/blog/the-potential-estate-complexities-of-dying-without-a-will) [![Steps to Commence your Financial Journey (Do I have Enough Money)](https://www.strategyfirst.com.au/hs-fs/hubfs/Do%20I%20have%20enough%20money%20for%20Financial%20Planning%20(1).png?width=400&upsize=true&name=Do%20I%20have%20enough%20money%20for%20Financial%20Planning%20(1).png)](https://www.strategyfirst.com.au/blog/do-i-have-enough) [Basics](https://www.strategyfirst.com.au/blog/tag/basics) ##### [Steps to Commence your Financial Journey (Do I have Enough Money)](https://www.strategyfirst.com.au/blog/do-i-have-enough) ![Don Foster](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DF.jpg) [Don Foster](https://www.strategyfirst.com.au/blog/author/don-foster) 7 June 2024 Financial planning is not just for high-net worth individuals, as it can assist each and every person in managing their funds, planning their future... 3 minutes read [Read More](https://www.strategyfirst.com.au/blog/do-i-have-enough) [![May Budget 2024](https://www.strategyfirst.com.au/hs-fs/hubfs/Budget.jpg?width=400&upsize=true&name=Budget.jpg)](https://www.strategyfirst.com.au/blog/2024-budget) [Economic Updates](https://www.strategyfirst.com.au/blog/tag/economic-updates) ##### [May Budget 2024](https://www.strategyfirst.com.au/blog/2024-budget) ![David Price](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DP.jpg) [David Price](https://www.strategyfirst.com.au/blog/author/david-price) 16 May 2024 On 14 May 2024, amidst a backdrop of economic challenges, Australia's Labor Government unveiled the 2024-25 Federal Budget. While much of its content... 3 minutes read [Read More](https://www.strategyfirst.com.au/blog/2024-budget) [![Choosing a Financial Adviser: The Importance of Independent Advice](https://www.strategyfirst.com.au/hs-fs/hubfs/Choosing%20a%20Financial%20Adviser%20The%20Importance%20of%20Independent%20Advice%20(3).png?width=400&upsize=true&name=Choosing%20a%20Financial%20Adviser%20The%20Importance%20of%20Independent%20Advice%20(3).png)](https://www.strategyfirst.com.au/blog/choosing-a-financial-adviser) [Basics](https://www.strategyfirst.com.au/blog/tag/basics) ##### [Choosing a Financial Adviser: The Importance of Independent Advice](https://www.strategyfirst.com.au/blog/choosing-a-financial-adviser) ![Erin Coyle](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20EC.jpg) [Erin Coyle](https://www.strategyfirst.com.au/blog/author/erin-coyle) 6 May 2024 Let’s be honest: trying to make good financial decisions for yourself, your family, or your future can feel overwhelming at times. There’s no... 6 minutes read [Read More](https://www.strategyfirst.com.au/blog/choosing-a-financial-adviser) [5](https://www.strategyfirst.com.au/blog/page/5) [6](https://www.strategyfirst.com.au/blog/page/6) [7](https://www.strategyfirst.com.au/blog/page/7) [8](https://www.strategyfirst.com.au/blog/page/8) [9](https://www.strategyfirst.com.au/blog/page/9) *This information is general advice only and does not take into account your objectives, financial situation and needs.  Before making a financial decision based on this advice, you must consider whether it is appropriate in light of your needs, objectives and financial circumstances, and where relevant, obtain personal financial, taxation or legal advice. Where a financial product has been mentioned, you should obtain and read a copy of the Product Disclosure Statement prior to making any decisions.* [![Copy of Copy of INDEPENDENT FINANCIAL ADVICE](https://www.strategyfirst.com.au/hs-fs/hubfs/Copy%20of%20Copy%20of%20INDEPENDENT%20FINANCIAL%20ADVICE.png?width=302&height=93&name=Copy%20of%20Copy%20of%20INDEPENDENT%20FINANCIAL%20ADVICE.png "Copy of Copy of INDEPENDENT FINANCIAL ADVICE")](https://www.strategyfirst.com.au/) *Strategy First is an independent, fee-for-service financial planning firm specialising in long-term wealth and retirement strategy for Australians.* *Copyright © 2021 Strategy First Financial Planning Pty Ltd.  All rights reserved. * Contact us:  02 9091 0080​ Office Address: Ground Floor, Front Suite 55, 117 Old Pittwater Rd, Brookvale  |  PO Box 7418, Warringah Mall NSW 2100 Australia [​Financial Services Guide (Version 37 – 30 April 2026)](https://www.strategyfirst.com.au/financial-services-guide)|  [Privacy Policy](https://www.strategyfirst.com.au/hubfs/20260911%20Client%20Privacy%20Policy.pdf) |  [Public Complaint Policy](https://www.strategyfirst.com.au/hubfs/20211001%20Complaints%20Policy.pdf) | AFS Licence No. 290771  |  ABN 69 114 540 528  |  **[Disclaimer](https://www.strategyfirst.com.au/hubfs/20230921%20Website%20Disclaimer.pdf)** [Homepage - Strategy First Financial Planning](https://www.strategyfirst.com.au) [Who we are](https://www.strategyfirst.com.au/our-values-0) [Meet the Team - Our Independent Financial Advisers](https://www.strategyfirst.com.au/en-au/meet-the-team)  [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) [Testimonials - What our clients have to say](https://www.strategyfirst.com.au/testimonials)  [Investment Commitee](https://www.strategyfirst.com.au/investment-commitee) **[Our Clients - Who We Can Help](https://www.strategyfirst.com.au/who-we-can-help) ** [Our Services - How We Can Help](https://www.strategyfirst.com.au/how-we-can-help)  [Packages and Pricing](https://www.strategyfirst.com.au/service-offerings) [Processes - What to Expect](https://www.strategyfirst.com.au/process)**  [Information and Documents](https://www.strategyfirst.com.au/learn-more)  [Our Community](https://www.strategyfirst.com.au/our-community)  [Blog](https://www.strategyfirst.com.au/blog)** [Independent Financial Advice Sydney - Contact Us](https://www.strategyfirst.com.au/contact) All Rights Reserved. © 2023-2024 [| FThemes](https://fthemes.net/)