--- title: Blog | Erin Coyle description: Erin is a CERTIFIED FINANCIAL PLANNER® specialising in wealth, retirement, and aged‑care strategies. --- - 02 9091 0080 - contact@strategyfirst.com.au - - [![lzsk3cui](https://www.strategyfirst.com.au/hs-fs/hubfs/lzsk3cui.png?width=400&height=104&name=lzsk3cui.png "lzsk3cui")](https://www.strategyfirst.com.au/) - About us - [Who we are](https://www.strategyfirst.com.au/our-values-0) - [Meet the team](https://www.strategyfirst.com.au/en-au/meet-the-team) - [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) - [Client testimonials](https://www.strategyfirst.com.au/testimonials) - [Investment commitee](https://www.strategyfirst.com.au/investment-commitee) - Information - [Who we can help](https://www.strategyfirst.com.au/who-we-can-help) - [Our services](https://www.strategyfirst.com.au/how-we-can-help) - [Packages & pricing](https://www.strategyfirst.com.au/service-offerings) - [Financial planning process](https://www.strategyfirst.com.au/process) - [Our community](https://www.strategyfirst.com.au/our-community) - [Learn more](https://www.strategyfirst.com.au/information) - [FAQs](https://www.strategyfirst.com.au/faqs) - [Aged Care](https://www.strategyfirst.com.au/aged-care-strategy-first) - [Blog](https://www.strategyfirst.com.au/blog) [Contact Us](https://www.strategyfirst.com.au/contact-page) [![Strategy First](https://www.strategyfirst.com.au/hs-fs/hubfs/INDEPENDENT%20FINANCIAL%20ADVICE-3.png?width=150&height=56&name=INDEPENDENT%20FINANCIAL%20ADVICE-3.png "Strategy First")](https://www.strategyfirst.com.au/) [Contact Us](https://www.strategyfirst.com.au/contact-page) - About us - [Who we are](https://www.strategyfirst.com.au/our-values-0) - [Meet the team](https://www.strategyfirst.com.au/en-au/meet-the-team) - [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) - [Client testimonials](https://www.strategyfirst.com.au/testimonials) - [Investment commitee](https://www.strategyfirst.com.au/investment-commitee) - Information - [Who we can help](https://www.strategyfirst.com.au/who-we-can-help) - [Our services](https://www.strategyfirst.com.au/how-we-can-help) - [Packages & pricing](https://www.strategyfirst.com.au/service-offerings) - [Financial planning process](https://www.strategyfirst.com.au/process) - [Our community](https://www.strategyfirst.com.au/our-community) - [Learn more](https://www.strategyfirst.com.au/information) - [FAQs](https://www.strategyfirst.com.au/faqs) - [Aged Care](https://www.strategyfirst.com.au/aged-care-strategy-first) - [Blog](https://www.strategyfirst.com.au/blog) [Contact Us](https://www.strategyfirst.com.au/contact-page) # *Our Blog* # Learn about Finance ## Financial planning doesn't have to be intimidating. Welcome to our dedicated space, where we unravel the intricacies of financial planning, empowering you with the knowledge and tools needed to secure your financial future. In an era marked by rapid advancements, our blog aims to demystify finance, making it accessible to everyone. Join us as we explore: practical tips, real-life stories, and insights that illuminate the path to financial success. From the basics of budgeting to navigating investment portfolios, we're here to guide you through the maze of financial decisions. Let's navigate the realm of financial planning together, turning challenges into opportunities and securing a brighter, more financially resilient future. ![Erin Coyle](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20EC.jpg) # Erin Coyle Erin is a CERTIFIED FINANCIAL PLANNER® specialising in wealth, retirement, and aged‑care strategies. All Post - [All Post](https://www.strategyfirst.com.au/blog) - [Economic Updates](https://www.strategyfirst.com.au/blog/tag/economic-updates) - [Basics](https://www.strategyfirst.com.au/blog/tag/basics) - [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour) - [Investing](https://www.strategyfirst.com.au/blog/tag/investing) - [Quarterly Updates](https://www.strategyfirst.com.au/blog/tag/quarterly-updates) - [Awareness](https://www.strategyfirst.com.au/blog/tag/awareness) - [Estate Planning](https://www.strategyfirst.com.au/blog/tag/estate-planning) - [Investing for life events](https://www.strategyfirst.com.au/blog/tag/investing-for-life-events) - [Olivers Insights](https://www.strategyfirst.com.au/blog/tag/olivers-insights) - [Retirement](https://www.strategyfirst.com.au/blog/tag/retirement) - [Tax](https://www.strategyfirst.com.au/blog/tag/tax) - [Budgeting](https://www.strategyfirst.com.au/blog/tag/budgeting) Search [![How Do I Know When to Sell?](https://www.strategyfirst.com.au/hs-fs/hubfs/How%20Do%20I%20Know%20When%20to%20Sell.png?width=400&upsize=true&name=How%20Do%20I%20Know%20When%20to%20Sell.png)](https://www.strategyfirst.com.au/blog/how-do-i-know-when-to-sell) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour) ##### [How Do I Know When to Sell?](https://www.strategyfirst.com.au/blog/how-do-i-know-when-to-sell) ![Erin Coyle](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20EC.jpg) [Erin Coyle](https://www.strategyfirst.com.au/blog/author/erin-coyle) 3 August 2026 As advisers, one of the most common questions we discuss with our clients is not *"should I buy?"* — it’s *"should I sell?"* Selling assets can feel... 8 minutes read [Read More](https://www.strategyfirst.com.au/blog/how-do-i-know-when-to-sell) [![Investing for beginners: key things to consider before you invest](https://www.strategyfirst.com.au/hs-fs/hubfs/Investing%20for%20beginners%20key%20things%20to%20consider%20before%20you%20invest.png?width=400&upsize=true&name=Investing%20for%20beginners%20key%20things%20to%20consider%20before%20you%20invest.png)](https://www.strategyfirst.com.au/blog/investing-for-beginners-key-things-to-consider-before-you-invest) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour) ##### [Investing for beginners: key things to consider before you invest](https://www.strategyfirst.com.au/blog/investing-for-beginners-key-things-to-consider-before-you-invest) ![Erin Coyle](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20EC.jpg) [Erin Coyle](https://www.strategyfirst.com.au/blog/author/erin-coyle) 10 April 2026 Investing is often described as a way to *make your money work harder*. And while that can absolutely be true, investing isn’t a one-size-fits-all... 11 minutes read [Read More](https://www.strategyfirst.com.au/blog/investing-for-beginners-key-things-to-consider-before-you-invest) [![Avoid These Common Retirement Planning Mistakes for a Secure Future](https://www.strategyfirst.com.au/hs-fs/hubfs/Avoid%20These%20Common%20Retirement%20Planning%20Mistakes%20for%20a%20Secure%20Future.jpg?width=400&upsize=true&name=Avoid%20These%20Common%20Retirement%20Planning%20Mistakes%20for%20a%20Secure%20Future.jpg)](https://www.strategyfirst.com.au/blog/common-retirement-planning-mistakes) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Estate Planning](https://www.strategyfirst.com.au/blog/tag/estate-planning), [Retirement](https://www.strategyfirst.com.au/blog/tag/retirement) ##### [Avoid These Common Retirement Planning Mistakes for a Secure Future](https://www.strategyfirst.com.au/blog/common-retirement-planning-mistakes) ![Erin Coyle](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20EC.jpg) [Erin Coyle](https://www.strategyfirst.com.au/blog/author/erin-coyle) 4 January 2025 Retirement planning is a pivotal phase in life that requires careful consideration and proactive decision-making to ensure financial security and... 3 minutes read [Read More](https://www.strategyfirst.com.au/blog/common-retirement-planning-mistakes) [![Do I need a Financial Planner: Investing on your own](https://www.strategyfirst.com.au/hs-fs/hubfs/Do%20I%20need%20a%20Financial%20Planner%20Investing%20on%20your%20own%20(3).png?width=400&upsize=true&name=Do%20I%20need%20a%20Financial%20Planner%20Investing%20on%20your%20own%20(3).png)](https://www.strategyfirst.com.au/blog/investing-with-a-financial-planner-vs.-investing-on-your-own) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Do I need a Financial Planner: Investing on your own](https://www.strategyfirst.com.au/blog/investing-with-a-financial-planner-vs.-investing-on-your-own) ![Erin Coyle](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20EC.jpg) [Erin Coyle](https://www.strategyfirst.com.au/blog/author/erin-coyle) 22 August 2024 Managing your wealth is a milestone worth celebrating, whatever stage of life or career you’re in. As your finances and goals grow in complexity, you... 6 minutes read [Read More](https://www.strategyfirst.com.au/blog/investing-with-a-financial-planner-vs.-investing-on-your-own) [![Choosing a Financial Adviser: The Importance of Independent Advice](https://www.strategyfirst.com.au/hs-fs/hubfs/Choosing%20a%20Financial%20Adviser%20The%20Importance%20of%20Independent%20Advice%20(3).png?width=400&upsize=true&name=Choosing%20a%20Financial%20Adviser%20The%20Importance%20of%20Independent%20Advice%20(3).png)](https://www.strategyfirst.com.au/blog/choosing-a-financial-adviser) [Basics](https://www.strategyfirst.com.au/blog/tag/basics) ##### [Choosing a Financial Adviser: The Importance of Independent Advice](https://www.strategyfirst.com.au/blog/choosing-a-financial-adviser) ![Erin Coyle](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20EC.jpg) [Erin Coyle](https://www.strategyfirst.com.au/blog/author/erin-coyle) 6 May 2024 Let’s be honest: trying to make good financial decisions for yourself, your family, or your future can feel overwhelming at times. There’s no... 6 minutes read [Read More](https://www.strategyfirst.com.au/blog/choosing-a-financial-adviser) *This information is general advice only and does not take into account your objectives, financial situation and needs.  Before making a financial decision based on this advice, you must consider whether it is appropriate in light of your needs, objectives and financial circumstances, and where relevant, obtain personal financial, taxation or legal advice. Where a financial product has been mentioned, you should obtain and read a copy of the Product Disclosure Statement prior to making any decisions.* [![Copy of Copy of INDEPENDENT FINANCIAL ADVICE](https://www.strategyfirst.com.au/hs-fs/hubfs/Copy%20of%20Copy%20of%20INDEPENDENT%20FINANCIAL%20ADVICE.png?width=302&height=93&name=Copy%20of%20Copy%20of%20INDEPENDENT%20FINANCIAL%20ADVICE.png "Copy of Copy of INDEPENDENT FINANCIAL ADVICE")](https://www.strategyfirst.com.au/) *Strategy First is an independent, fee-for-service financial planning firm specialising in long-term wealth and retirement strategy for Australians.* *Copyright © 2021 Strategy First Financial Planning Pty Ltd.  All rights reserved.*  Contact us:  02 9091 0080​ Office Address: Ground Floor, Front Suite 55, 117 Old Pittwater Rd, Brookvale  |  PO Box 7418, Warringah Mall NSW 2100 Australia [Financial Services Guide (Version 37 – 30 April 2026)](https://www.strategyfirst.com.au/financial-services-guide)|  [Privacy Policy](https://www.strategyfirst.com.au/hubfs/20260911%20Client%20Privacy%20Policy.pdf) |  [Public Complaint Policy](https://www.strategyfirst.com.au/hubfs/20211001%20Complaints%20Policy.pdf) | AFS Licence No. 290771  |  ABN 69 114 540 528  |  **[Disclaimer](https://www.strategyfirst.com.au/hubfs/20230921%20Website%20Disclaimer.pdf)** [Homepage - Strategy First Financial Planning](https://www.strategyfirst.com.au) [Who we are](https://www.strategyfirst.com.au/our-values-0) [Meet the Team - Our Independent Financial Advisers](https://www.strategyfirst.com.au/en-au/meet-the-team)  [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) [Testimonials - What our clients have to say](https://www.strategyfirst.com.au/testimonials)  [Investment Commitee](https://www.strategyfirst.com.au/investment-commitee) **[Our Clients - Who We Can Help](https://www.strategyfirst.com.au/who-we-can-help)**  [Our Services - How We Can Help](https://www.strategyfirst.com.au/how-we-can-help)  [Packages and Pricing](https://www.strategyfirst.com.au/service-offerings) [Processes - What to Expect](https://www.strategyfirst.com.au/process)  **[Information and Documents](https://www.strategyfirst.com.au/learn-more)  [Our Community](https://www.strategyfirst.com.au/our-community)  [Blog](https://www.strategyfirst.com.au/blog)** [Independent Financial Advice Sydney - Contact Us](https://www.strategyfirst.com.au/contact) All Rights Reserved. © 2023-2024 [| FThemes](https://fthemes.net/)