--- title: Blog | David Price description: David, founding Director of Strategy First, specialises in wealth management, retirement planning, asset protection and estate planning. --- - 02 9091 0080 - contact@strategyfirst.com.au - - [![lzsk3cui](https://www.strategyfirst.com.au/hs-fs/hubfs/lzsk3cui.png?width=400&height=104&name=lzsk3cui.png "lzsk3cui")](https://www.strategyfirst.com.au/) - About us - [Who we are](https://www.strategyfirst.com.au/our-values-0) - [Meet the team](https://www.strategyfirst.com.au/en-au/meet-the-team) - [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) - [Client testimonials](https://www.strategyfirst.com.au/testimonials) - [Investment commitee](https://www.strategyfirst.com.au/investment-commitee) - Information - [Who we can help](https://www.strategyfirst.com.au/who-we-can-help) - [Our services](https://www.strategyfirst.com.au/how-we-can-help) - [Packages & pricing](https://www.strategyfirst.com.au/service-offerings) - [Financial planning process](https://www.strategyfirst.com.au/process) - [Our community](https://www.strategyfirst.com.au/our-community) - [Learn more](https://www.strategyfirst.com.au/information) - [FAQs](https://www.strategyfirst.com.au/faqs) - [Aged Care](https://www.strategyfirst.com.au/aged-care-strategy-first) - [Blog](https://www.strategyfirst.com.au/blog) [Contact Us](https://www.strategyfirst.com.au/contact-page) [![Strategy First](https://www.strategyfirst.com.au/hs-fs/hubfs/INDEPENDENT%20FINANCIAL%20ADVICE-3.png?width=150&height=56&name=INDEPENDENT%20FINANCIAL%20ADVICE-3.png "Strategy First")](https://www.strategyfirst.com.au/) [Contact Us](https://www.strategyfirst.com.au/contact-page) - About us - [Who we are](https://www.strategyfirst.com.au/our-values-0) - [Meet the team](https://www.strategyfirst.com.au/en-au/meet-the-team) - [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) - [Client testimonials](https://www.strategyfirst.com.au/testimonials) - [Investment commitee](https://www.strategyfirst.com.au/investment-commitee) - Information - [Who we can help](https://www.strategyfirst.com.au/who-we-can-help) - [Our services](https://www.strategyfirst.com.au/how-we-can-help) - [Packages & pricing](https://www.strategyfirst.com.au/service-offerings) - [Financial planning process](https://www.strategyfirst.com.au/process) - [Our community](https://www.strategyfirst.com.au/our-community) - [Learn more](https://www.strategyfirst.com.au/information) - [FAQs](https://www.strategyfirst.com.au/faqs) - [Aged Care](https://www.strategyfirst.com.au/aged-care-strategy-first) - [Blog](https://www.strategyfirst.com.au/blog) [Contact Us](https://www.strategyfirst.com.au/contact-page) # *Our Blog* # Learn about Finance ## Financial planning doesn't have to be intimidating. Welcome to our dedicated space, where we unravel the intricacies of financial planning, empowering you with the knowledge and tools needed to secure your financial future. In an era marked by rapid advancements, our blog aims to demystify finance, making it accessible to everyone. Join us as we explore: practical tips, real-life stories, and insights that illuminate the path to financial success. From the basics of budgeting to navigating investment portfolios, we're here to guide you through the maze of financial decisions. Let's navigate the realm of financial planning together, turning challenges into opportunities and securing a brighter, more financially resilient future. ![David Price](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DP.jpg) # David Price David, founding Director of Strategy First, specialises in wealth management, retirement planning, asset protection and estate planning. All Post - [All Post](https://www.strategyfirst.com.au/blog) - [Economic Updates](https://www.strategyfirst.com.au/blog/tag/economic-updates) - [Basics](https://www.strategyfirst.com.au/blog/tag/basics) - [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour) - [Investing](https://www.strategyfirst.com.au/blog/tag/investing) - [Quarterly Updates](https://www.strategyfirst.com.au/blog/tag/quarterly-updates) - [Awareness](https://www.strategyfirst.com.au/blog/tag/awareness) - [Estate Planning](https://www.strategyfirst.com.au/blog/tag/estate-planning) - [Investing for life events](https://www.strategyfirst.com.au/blog/tag/investing-for-life-events) - [Olivers Insights](https://www.strategyfirst.com.au/blog/tag/olivers-insights) - [Retirement](https://www.strategyfirst.com.au/blog/tag/retirement) - [Tax](https://www.strategyfirst.com.au/blog/tag/tax) - [Budgeting](https://www.strategyfirst.com.au/blog/tag/budgeting) Search [![How to Understand Investment Markets](https://www.strategyfirst.com.au/hs-fs/hubfs/Understanding%20Markets%20(1).png?width=400&upsize=true&name=Understanding%20Markets%20(1).png)](https://www.strategyfirst.com.au/blog/how-to-understand-investment-markets) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [How to Understand Investment Markets](https://www.strategyfirst.com.au/blog/how-to-understand-investment-markets) ![David Price](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DP.jpg) [David Price](https://www.strategyfirst.com.au/blog/author/david-price) 15 September 2026 Investment markets can seem complex and intimidating. However, successful investing is not about predicting the future. It is about understanding... 13 minutes read [Read More](https://www.strategyfirst.com.au/blog/how-to-understand-investment-markets) [![Choosing Investment Options: How to Split Your Investments for Success](https://www.strategyfirst.com.au/hs-fs/hubfs/Choosing%20investments.png?width=400&upsize=true&name=Choosing%20investments.png)](https://www.strategyfirst.com.au/blog/choosing-investments) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investor Behaviour](https://www.strategyfirst.com.au/blog/tag/investor-behaviour), [Awareness](https://www.strategyfirst.com.au/blog/tag/awareness), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Choosing Investment Options: How to Split Your Investments for Success](https://www.strategyfirst.com.au/blog/choosing-investments) ![David Price](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DP.jpg) [David Price](https://www.strategyfirst.com.au/blog/author/david-price) 18 March 2026 Ever wondered how to invest your money without losing sleep at night? You’re not alone. While investing seems complicated, it does not have to be.... 8 minutes read [Read More](https://www.strategyfirst.com.au/blog/choosing-investments) [![What is Superannuation (and why do we need it)](https://www.strategyfirst.com.au/hs-fs/hubfs/Why%20is%20superannuation%20important.png?width=400&upsize=true&name=Why%20is%20superannuation%20important.png)](https://www.strategyfirst.com.au/blog/what-is-superannuation-and-why-do-we-need-it) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Awareness](https://www.strategyfirst.com.au/blog/tag/awareness), [Retirement](https://www.strategyfirst.com.au/blog/tag/retirement) ##### [What is Superannuation (and why do we need it)](https://www.strategyfirst.com.au/blog/what-is-superannuation-and-why-do-we-need-it) ![David Price](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DP.jpg) [David Price](https://www.strategyfirst.com.au/blog/author/david-price) 20 November 2025 While the recent collapses of Shield and First Guardian are deeply concerning and have impacted many Australians, it’s important to remember that... 10 minutes read [Read More](https://www.strategyfirst.com.au/blog/what-is-superannuation-and-why-do-we-need-it) [![When Dreams Turn into Nightmares: The First Guardian Collapse](https://www.strategyfirst.com.au/hs-fs/hubfs/When%20Dreams%20Turn%20into%20Nightmares%20The%20First%20Guardian%20Collapse.png?width=400&upsize=true&name=When%20Dreams%20Turn%20into%20Nightmares%20The%20First%20Guardian%20Collapse.png)](https://www.strategyfirst.com.au/blog/when-dreams-turn-into-nightmares-the-first-guardian-collapse) ##### [When Dreams Turn into Nightmares: The First Guardian Collapse](https://www.strategyfirst.com.au/blog/when-dreams-turn-into-nightmares-the-first-guardian-collapse) ![David Price](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DP.jpg) [David Price](https://www.strategyfirst.com.au/blog/author/david-price) 24 October 2025 For thousands of Australians, superannuation isn’t just numbers on a screen — it’s their future. It’s the family home paid off, the holidays finally... 8 minutes read [Read More](https://www.strategyfirst.com.au/blog/when-dreams-turn-into-nightmares-the-first-guardian-collapse) [![Financial Planner vs Investment Adviser](https://www.strategyfirst.com.au/hs-fs/hubfs/Copy%20of%20SFFP%20Logo%20%26%20High%20Five.png?width=400&upsize=true&name=Copy%20of%20SFFP%20Logo%20&%20High%20Five.png)](https://www.strategyfirst.com.au/blog/is-there-a-difference-between-a-financial-planner-and-an-investment-adviser) [Basics](https://www.strategyfirst.com.au/blog/tag/basics), [Investing](https://www.strategyfirst.com.au/blog/tag/investing) ##### [Financial Planner vs Investment Adviser](https://www.strategyfirst.com.au/blog/is-there-a-difference-between-a-financial-planner-and-an-investment-adviser) ![David Price](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DP.jpg) [David Price](https://www.strategyfirst.com.au/blog/author/david-price) 11 July 2024 Making confident decisions about your financial future can feel both exciting and overwhelming. With so many industry titles—Financial Adviser,... 9 minutes read [Read More](https://www.strategyfirst.com.au/blog/is-there-a-difference-between-a-financial-planner-and-an-investment-adviser) [![May Budget 2024](https://www.strategyfirst.com.au/hs-fs/hubfs/Budget.jpg?width=400&upsize=true&name=Budget.jpg)](https://www.strategyfirst.com.au/blog/2024-budget) [Economic Updates](https://www.strategyfirst.com.au/blog/tag/economic-updates) ##### [May Budget 2024](https://www.strategyfirst.com.au/blog/2024-budget) ![David Price](https://www.strategyfirst.com.au/hubfs/Staff%20Photo%20-%20DP.jpg) [David Price](https://www.strategyfirst.com.au/blog/author/david-price) 16 May 2024 On 14 May 2024, amidst a backdrop of economic challenges, Australia's Labor Government unveiled the 2024-25 Federal Budget. While much of its content... 3 minutes read [Read More](https://www.strategyfirst.com.au/blog/2024-budget) *This information is general advice only and does not take into account your objectives, financial situation and needs.  Before making a financial decision based on this advice, you must consider whether it is appropriate in light of your needs, objectives and financial circumstances, and where relevant, obtain personal financial, taxation or legal advice. Where a financial product has been mentioned, you should obtain and read a copy of the Product Disclosure Statement prior to making any decisions.* [![Copy of Copy of INDEPENDENT FINANCIAL ADVICE](https://www.strategyfirst.com.au/hs-fs/hubfs/Copy%20of%20Copy%20of%20INDEPENDENT%20FINANCIAL%20ADVICE.png?width=302&height=93&name=Copy%20of%20Copy%20of%20INDEPENDENT%20FINANCIAL%20ADVICE.png "Copy of Copy of INDEPENDENT FINANCIAL ADVICE")](https://www.strategyfirst.com.au/) *Strategy First is an independent, fee-for-service financial planning firm specialising in long-term wealth and retirement strategy for Australians.* *Copyright © 2021 Strategy First Financial Planning Pty Ltd.  All rights reserved.*  Contact us:  02 9091 0080​ Office Address: Ground Floor, Front Suite 55, 117 Old Pittwater Rd, Brookvale  |  PO Box 7418, Warringah Mall NSW 2100 Australia [Financial Services Guide (Version 37 – 30 April 2026)](https://www.strategyfirst.com.au/financial-services-guide)|  [Privacy Policy](https://www.strategyfirst.com.au/hubfs/20260911%20Client%20Privacy%20Policy.pdf) |  [Public Complaint Policy](https://www.strategyfirst.com.au/hubfs/20211001%20Complaints%20Policy.pdf) | AFS Licence No. 290771  |  ABN 69 114 540 528  |  **[Disclaimer](https://www.strategyfirst.com.au/hubfs/20230921%20Website%20Disclaimer.pdf)** [Homepage - Strategy First Financial Planning](https://www.strategyfirst.com.au) [Who we are](https://www.strategyfirst.com.au/our-values-0) [Meet the Team - Our Independent Financial Advisers](https://www.strategyfirst.com.au/en-au/meet-the-team)  [Why partner with Strategy First](https://www.strategyfirst.com.au/partering-with-us) [Testimonials - What our clients have to say](https://www.strategyfirst.com.au/testimonials)  [Investment Commitee](https://www.strategyfirst.com.au/investment-commitee) **[Our Clients - Who We Can Help](https://www.strategyfirst.com.au/who-we-can-help)**  [Our Services - How We Can Help](https://www.strategyfirst.com.au/how-we-can-help)  [Packages and Pricing](https://www.strategyfirst.com.au/service-offerings) [Processes - What to Expect](https://www.strategyfirst.com.au/process)  **[Information and Documents](https://www.strategyfirst.com.au/learn-more)  [Our Community](https://www.strategyfirst.com.au/our-community)  [Blog](https://www.strategyfirst.com.au/blog)** [Independent Financial Advice Sydney - Contact Us](https://www.strategyfirst.com.au/contact) All Rights Reserved. © 2023-2024 [| FThemes](https://fthemes.net/)