Services

We can provide the following strategic services:

• Personal Budgeting and Cash Flow Management.
• Wealth Creation and Investment Management.
• Debt Structuring and Management.
• Personal Risk Management.
• Pre and Post Retirement Planning.
• Self Managed Superannuation Funds.
• Tax Planning and Structuring (with Tax Specialists).
• Estate Planning (with Legal Specialists).
• Executive Remuneration Planning, including the use of Derivatives.

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Our Financial Planning Approach

Strategy First Financial Planning differentiates its financial planning approach through the following:

• Independently owned business structure, which is 100% free of conflict.
  


• A true “fee-only” pricing policy based on the time and expertise involved in the advice provided,
  not the products recommended or the size of assets invested.
  


• A team focus that allows you to benefit from the specialisations skill sets of our advisers.
  


• Comprehensive process to investigate your personal objectives, financial objectives and
  your risk profile.
  


• A three staged process of (1) Strategic Advice, (2) Investment Recommendation and Implementation and (3) a structured Review and Management programme.
  


• A rigorous and academically backed Investment Philosophy that focuses on the principles of
  asset allocation, risk minimisation, minimising costs whilst maximising after tax returns.

When a new client joins Strategy First Financial Planning, there are a series of meetings to work through the three core stages mentioned above - strategy development, implementation and review.

This process is best shown in the following chart:

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Fees

We are a 100% Fee Only based company with salaried advisers, which ensures unconflicted advice. We do not accept brokerages,commissions or volume rebates from product issuers.

Your initial meeting is obligation free and there is no charge if the discussion is limited to general discussion and one hour in length. All fees are individually quoted and agreed with you in advance before work is commenced.

Strategy First Financial Planning charges a separate fee for three distinct stages of services:

1. Strategic Financial Advice.

2. Investment Recommendation and Implementation.

3. Ongoing Review and Management.

Fees for Strategic Advice and Investment Recommendation/Implementation are based a time occupied basis (plus direct out of pocket expenses). You will not be charged any upfront commissions or brokerages based on the size of assets invested.

Once implementation of the initial advice is complete, a retainer will be agreed upon for the provision of a structured review program. This will be billed as a fixed annual fee and is not percentage based or based on the size of assets managed.

Any brokerage paid on Mortgages, Margin Loans or Personal Risk Insurance Products, such as Life Insurance, TPD Insurance, Income Protection, Critical Illness and Business Expense Insurance will be 100% rebated to you.

For further details, refer to the Schedule of Fees section within our Financial Services Guide.

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Client Questionnaire

Before your initial meeting, our Client Questionnaire needs to be
completed, signed and returned to us.
This can be posted or faxed to us. Fax (02) 9939 4730.

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Privacy Policy

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